Prototype — simulated balances only. No real money, payments or escrow services are involved.
Kobopeer⇄
Swap Naira with people, not banks.
Kobopeer only ever holds Naira. Foreign currency moves directly between users, and NGN is released only after receipt is confirmed.
Every new account gets ₦500,000 of simulated balance.
Peer A · NGN
Peer B · CAD
Offer
₦1,120 / CAD
NGN held in simulated escrow · CAD sent directly between peers
How a trade works
NGN locked
When an offer is accepted, the Naira side is locked in the escrow ledger.
Foreign currency sent
The payer sends CAD, USD, GBP or EUR directly to the other person — outside Kobopeer.
Receipt confirmed
The recipient confirms, and only then does the system release the NGN.
Disputes reviewed
If something goes wrong, an admin reviews the audit trail and decides.
This is a prototype for testing and review. It does not move real money, connect to any payment provider, or provide an actual escrow service.